[Please note: This page is part of the New Jersey CD Rates archive. Most of these deals on this page are not current and no longer available. Please check the date of the post before getting too excited and driving to a bank an hour away. If you have any doubts whether the deal is available, contact the bank or credit union. For a list of more current rates, visit our homepage.]

CDs up to 3.00% at Roma Bank

Roma Bank has a number of competitive medium-term and long-term CDs:

  • 3-year CD: 2.00% APY
  • 4-year CD: 2.50% APY
  • 5-year CD: 3.00% APY

These CDs all have a minimum deposit of $1000. Interestingly, the rate on their 7-year CD goes back down to 2.50% APY. Roma Bank’s savings accounts and money markets are relatively low, however, topping out at 0.65% APY.

Roma Bank has 24 branches, all of them in New Jersey: two branches each in Bordentown and Trenton and one branch each in Burlington, Cherry Hill, Columbus, Cream Ridge, Florence, Hamilton, Hopewell, Lawrenceville, Maple Shade, Marlton, Medford, Mercerville, Moorestown, Mount Laurel, Robbinsville, Vincentown, Voorhees, West Trenton, Whiting, and Yardville.

CDs up to 3.20% at South Jersey Federal Credit Union

South Jersey Federal Credit Union has some competitive mid-term and long-term CDs available:

  • 1-year CD: 1.41% APY
  • 2-year CD: 1.87% APY
  • 3-year CD: 2.22% APY
  • 5- year CD: 3.20% APY

These CDs have a minimum deposit of $50,000. The CDs are also available with minimum deposits of $10,000 and $20,000, but you’ll lose between 5 and 25 basis points off the higher-deposit APYs. The CDs are also available as IRA CDs.

South Jersey Federal Credit Union is open to anyone who lives, works, worships, goes to school, or does business in the Atlantic City, Bridgeton, Camden, Lawnside, Millville, Pleasantville, Salem, or Vineland communities. South Jersey FCU has locations in Camden, Deptford, Moorestown, Pleasantville, Vineland, and Voorhees.